What’s wrong with Ledger?

So I'm just starting out (actually a few months now), and all my btc is stored on an exchange (Kraken), although not a significant amount.

I've decided to get a hardware wallet after browsing this sub for a while, and I was considering buying the Ledger Nano S Plus as it seems like the cheapest and most approachable option. But it seems like many people here have strong opinions against Ledger, especially because of the personal info leak that happened, the fact that it's not open source, etc….

I looked at Coldcard, watched a YT video from btc sessions on how to use it air-gapped with a micro SD card etc. It doesn't seem that complicated but it's pretty expensive ($147 for the cold card + $39 for the SD card, additional fees for shipping, etc).

I just feel like it makes more sense to get the Ledger given that I'm just starting out and that I still don't have a significant amount of btc to to justify making such a large investment on a HWW; But I'd like to hear your suggestions.